Insurance for Landscapers in Bremen, GA

If you own or operate a landscaping company, you must account for significant risks and exposures. Working with sharp tools, heavy machinery, motor vehicles and hazardous chemicals can all represent serious perils, and even the most experienced companies are not immune to mistakes. Furthermore, your clients and customers likely expect top-notch services as you maintain and manicure their outdoor areas. With these stakes in mind, securing appropriate insurance is necessary.

What Is Insurance for Landscapers?

Suitable insurance for landscapers may require your company to acquire multiple policies and coverages. Although some insurance companies may offer prearranged bundles capable of addressing common industry risks, your exact coverage needs are likely unique. To begin forming the core of your landscaping insurance portfolio, familiarize yourself with the following:

• Errors and omissions insurance, also known as professional liability insurance, may help pay for losses if a client claims you provided inadequate landscaping services.
• General liability insurance may help insulate you from financial consequences if another party, such as a client or passerby, is injured or suffers property damage due to your operations.
• Business property insurance may financially protect your structures, equipment, materials and electronics.
• Workers’ compensation insurance may ensure your company and its employees have access to financial assistance following on-the-job injuries and work-related illnesses.
• Commercial auto insurance may provide financial aid if your business’s motor vehicles are involved in accidents or otherwise sustain damage.
• Inland marine insurance may offer financial protection for physical property, such as equipment and tools, while being transported or stored off-site.
• Business interruption insurance may help you recoup losses and expenses if a covered incident delays or disrupts your regular functions.

How Much Does Insurance for Landscapers Cost?

There may be many cost factors carriers must consider when deciding on insurance for landscapers. The quoting process may include an analysis of the following:

• Services offered
• Number of employees
• Years in business
• Number of clients
• Value of insured assets
• Revenue
• Location

• Previous claims
• Coverage details (e.g., endorsements, limits and deductibles)

Learn More

At Alliance Insurance & Realty, we proudly serve businesses, families and individuals in the Bremen, Georgia, area. Our dedicated team will work tirelessly to help you understand your coverage needs and secure appropriate insurance. Contact us today to learn more or to get a quote for tailored insurance for landscapers.